Systems Thinker  •  Experience Designer  •  Product Builder

Tracey Varnell

my teammates call me TV

Hi! I'm Tracey Varnell

I'm a player-coach design/product management leader with 20+ years experience setting strategy, defining solutions, and owning multi-product portfolios.

I believe that changing people's lives for the better builds intrinsic value for businesses.

How can I help?

Trusted by teams at

Credit Acceptance
DerivativePATH
Adaptive Path
Capital One
OnDeck
USAA
Invoca
Welltok
Herff Jones
TIAA
Air National Guard
HBO
Pentax
Thomson Reuters Westlaw
FedEx
Credit Acceptance
DerivativePATH
Adaptive Path
Capital One
OnDeck
USAA
Invoca
Welltok
Herff Jones
TIAA
Air National Guard
HBO
Pentax
Thomson Reuters Westlaw
FedEx

Expertise

Ways I can help

  • Aligning on what to build

    Ideas are cheap and abundant now, which is why finding focus is more important than ever. I help teams gather evidence from real customer behavior to find what’s worth building and commit to the best bets together.

  • Guiding craft and cohesion

    Good enough to test isn’t always good enough to ship. I help teams reach adoption and retention goals sooner with design patterns, component libraries, and quality evaluations (expert & AI)—avoiding compounding design debt across products.

  • Optimizing how teams deliver

    Faster outcomes are more important than faster outputs. I help teams build the shared context and workflows that help them avoid slop and rework, hit the mark faster, and move into production smoothly.

  • Supporting team success

    Tools change fast, but what people need to do their best work doesn’t. I help teams keep their momentum with clear direction, fewer roadblocks, and room to try new ways of working.

Work

Featured case studies

Credit Acceptance

Increasing auto loan conversions

Optimized core lending workflows for smaller auto dealers and created an integrated loan aggregator experience for larger dealers.

Design LeadershipPlatform RedesignService DesignDesign Systems
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Classified Output

Credit Acceptance

Increasing auto leads and loan conversions

Incubated consumer-facing dealer tools, a used vehicle marketplace, and a lead management solution.

Design LeadershipB2B2C ExperiencesCustomer Research0→1 ProductsDesign SystemsMarketplace
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Classified Output

OnDeck

Increasing small business loan conversions

Optimized the loan origination funnel across the end-to-end small business borrower journey.

Experience StrategyCustomer ResearchService DesignRoadmappingDesign SprintsConcept Testing
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Classified Output

OnDeck

New product development for small business owners

Incubated potential solutions to satisfy unmet small business owner ecosystem needs.

Product DiscoveryConcept TestingRapid Prototyping0→1 ProductsGenerative Research
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Classified Output

Capital One

Increasing home loan conversions

Transformed home lending customer and lending agent experiences, streamlining their workflows across the home buying journey.

Digital TransformationExperience StrategyCross-functional LeadershipConsumer ExperienceOperational Touchpoint Design
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Transforming Capital One home loans customer and loan agent experiences to increase conversions

History

Where I've been

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Recommendations

What people say

“Tracey is one of the smartest, most strategic thinkers I have ever worked with. She exemplifies Design Thinking in all her work—she considers the spectrum of strategic, cognitive and practical aspects of every project.”

Senior Agency Colleague

“She was instrumental in transforming multiple disparate internal systems into an elegantly designed software product. She is the type of design leader who will not only bring in-depth customer insights and design thought leadership, but also strategic thinking into the critical product design process.”

Product Management Partner, ODX

“Tracey is also a uniquely skilled leader of people. Teams coalesce around her and she navigates projects and personalities with equal fearlessness and grace.”

Design Leadership Peer

“As a leader, Tracey is inspirational, leads by example, passionate about her work, and acts with high integrity. She is an outstanding product design leader who will be invaluable for any product organization.”

Direct Report, Product Design
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Connect

Let's chat

I'd love to hear about what you're building or improving, and what your biggest challenges are.

Available for leadership, senior IC, or consultant roles